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If you’ve been making payments for five years, your loan balance is $141,200. If you can qualify for a 15-year mortgage at 4.5%, the monthly payment on your new loan would be $1,080. If you can increase your monthly payment on the refinanced mortgage by $83, you can shave 10 years off the original loan term.
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Overall, loans increased 6% year over year, with private student loans (3%) and personal loans (2%) pulling down the average. The company’s results were also aided by improved margins in the credit.
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